Teaching abroad has a lot of benefits. You get to travel to exotic locations and in many instances live rent-free. Since my current cost of living is VERY low I am trying to focus on saving. I want to clean up my credit score and start paying off my student loans, but while I'm here I also want to travel, have experiences, and live comfortably. In order to do all of that one needs to plan ahead. And budgeting is helpful.
Now here are a couple of things that you have to know about me. I like money, and I like Microsoft Excel/Google Sheets, to help me calculate my money. The number of managers that I have had over the years that could not use Excel or were afraid of it is maddening!
I'm going to show you the budget that I use and how I use it. As an added bonus, I'm even going to let you download it to use as your own and how you can tweak it.